Insurance designed with you in mind

Established by Clear Insurance and the Home Builders Federation (HBF) and underpinned by our high-quality service and underwriting, our specialist facility provides a site insurance policy tailored and dedicated to home builders and developers.

Why Clear Insurance Management is different.

The facility features a bespoke policy wording, and contains many relevant cover enhancements and extensions, not generally available, providing you with optimum protection for your project developments. Some, although not all, are listed below:

• A wide Products Liability extension excluding the defective part only
• Completed dwellings built speculatively, are covered until they are sold (many insurers restrict the period of cover)
• Show houses are automatically covered with no period of cover restriction
• Show house contents are automatically included subject to generous policy limits
• Part-exchange properties are included free of charge up to defined limits and covered on an all risks basis
• No height or depth restrictions
• No exclusion of theft from unattended vehicles

Which insurance covers can we arrange?

• Contractors all risks, financial loss, public liability and employers’ liability insurance cover under a single policy
• Building warranty insurance
• Archaeological finds
• Environmental impairment and remediation (brownfield sites)
• Defective title indemnities • Restrictive covenant indemnities
• Performance bonds (including S38, S104 and S106 bonds)
• Professional indemnity insurance
• Directors and officers liability insurance
• Motor fleet insurance
• Office insurance
• Property insurance

Clear can do more

In addition to the risks and cover already in focus here, our team can identify and discuss other risks, services and insurance solutions to further protect your business, your people and you. For example:

• Claims Management and Loss Recovery Solutions
• Cyber Liability Insurance
• Directors and Officers Insurance
• Employee Benefits
• Key Person Insurance
• Legal Indemnities Insurance
• Professional Indemnity Insurance
• Property Owners Insurance
• Right of Light
• Trade Credit

To find our more visit - Insurance for Construction | Clear Insurance Management or email us at construction@thecleargroup.com